Call us at (559) 550-3459 or visit our office at 2491 Alluvial Ave in Clovis. We'll ask about your business, how long you've been operating, what you need the capital for, and your rough revenue picture. This conversation is free and confidential. We're not running your credit or asking for tax returns yet. We're determining whether brokering makes sense and which programs fit.
Step Two: Lender Matching and Application Prep
Once we know your situation, we identify two or three lenders or programs that align with your needs. We'll explain the structure, typical terms, and what documentation you'll need: tax returns, bank statements, profit-and-loss statements, and sometimes a business plan or equipment quote. We help you organize the package so it's complete and clear, which speeds up underwriting.
Step Three: Submission and Underwriting
We submit your application to the chosen lender and serve as the liaison. If the underwriter needs clarification on a bank deposit or asks for an additional document, we handle that communication. You're not navigating lender jargon alone or waiting days for email replies. We push the process forward and keep you updated at every stage.
Step Four: Approval, Terms, and Closing
When the lender issues an approval and term sheet, we review it with you in plain language. You'll understand the repayment schedule, any collateral requirements, and the total cost of the financing. If the terms don't work, we go back to the lender or pivot to another option. Once you accept, we coordinate the closing: signing documents, transferring funds, filing liens if applicable. Then you deploy the capital.
